At Verrill we understand that financial services institutions, from banks to credit unions, fin-tech start-ups to more seasoned financial services providers, have a broad range of legal needs and they rely on law firms who understand these different services and are able to see the big picture in an increasingly complex regulatory and financial landscape.

        Verrill’s Financial Services Group is comprised of an interdisciplinary team of experienced attorneys who understand the needs of banks and other financial services institutions.

        Commercial Lending

        • Representing lenders on commercial loans
        • Representing borrowers on commercial loans
        • Complex credit facilities
        • Commercial real estate lending
        • Loan forms review and advice

        Mergers and Acquisitions

        • Representing acquirors
        • Representing targets
        • Change of control planning and defenses

        Securities Regulation

        • Structuring exempt offerings of securities to raise capital
        • Investments in securities offered by third parties
        • Investment adviser regulation
        • Broker-dealer regulation
        • Related-party lending
        • Repurchase agreements

        Bankruptcy and Insolvency and Enforcement

        • Borrower bankruptcies
        • Workouts
        • Secured party sales

        General Corporate

        • Formation of holding companies and subsidiaries
        • Board duties and meetings; committee processes
        • Shareholder meetings

        Employment

        • Hiring and firing employees
        • Wage and hour, fair labor, anti-discrimination, etc.
        • Internal investigations
        • Independent contractor issues

        Employee Benefit Plans

        • 401(k) plans
        • Health insurance plans
        • Cafeteria plans

        Intellectual Property

        • Software licenses
        • Software-as-a-service issues
        • Trademark and copyright registrations and infringement

        Litigation

        • Trustee process, tax liens, and orders to withhold and deliver
        • Lender liability claims
        • Planning to avoid litigation
        • Arbitration and mediation
        People
        
 Tawny L. Alvarez
        (207) 253 4522
        
 Francesco A. De Vito
        (617) 951 1112
        
 Michael K. Fee
        (617) 292 2866
        
 Regina M. Flaherty
        (203) 222 3109
        
 David L. Galgay, Jr.
        (207) 253 4514
        
 Mark K. Googins
        (207) 253 4406
        
 Christopher S. Lockman
        (207) 253 4712
        
 James C. Palmer
        (207) 253 4508
        
 Derek Rocha
        (857) 383 2644
        
 Valerie Swett
        (617) 951 1101

        Firm Highlights

        Media Mentions

        Verrill Recognized by WMTW for Partnership Supporting Hunger Relief in Maine

        Verrill was recently featured in coverage by WMTW News 8 for its role in a collaborative effort to combat food insecurity across southern...
        Press Releases

        33 Verrill Attorneys, Across Four Offices, Recognized in the 2026 Chambers USA Guide

        BOSTON, Massachusetts, PORTLAND, Maine, WESTPORT, Connecticut, and WASHINGTON, D.C. – Verrill has been recognized as a Leading Firm in 14...
        Blog

        Will the Knicks Beat the Spurs? (Are Prediction Market Event Contracts Gambling?)

        For those of you who like to keep score, currently 18 states are engaged in litigation over prediction markets, such as Kalshi and Polymarket,...
        Alerts and Newsletters

        DOJ Announces Faster Review and Enhanced Enforcement for Benefits-Fraud FCA Matters

        On May 27, 2026, the U.S. Department of Justice (DOJ) Civil Division issued a new memorandum, “Accelerating Review and Enhancing Enforcement in...
        Alerts and Newsletters

        DOJ Announces Minnesota Health Care Fraud Takedown; Signals Intensified Medicaid Enforcement Nationwide

        On May 21, the Department of Justice (“DOJ”) announced a first-of-its kind Minnesota Health Care Fraud Takedown charging 15 defendants, including...
        Media Mentions

        Lauren Galvin Quoted in Massachusetts Lawyers Weekly on Arbitration and Anti-SLAPP Protections

        Verrill Partner Lauren Galvin was recently featured in a Massachusetts Lawyers Weekly article highlighting a notable Superior Court decision...
        Blog

        Section 530A Accounts: What Employers Should Consider Before Offering Contributions to “Trump” Accounts

        Section 530A accounts, commonly referred to as Trump accounts, have attracted attention since the enactment of the One Big Beautiful Bill Act in...
        Blog

        Navigating PBM Reform: Regulatory Changes, Market Shifts, and Practical Guidance for ERISA Fiduciaries

        Pharmacy Benefit Manager (“PBM”) arrangements have long relied on rebates with limited transparency into true drug costs. Recent regulatory and...
        Blog

        DOL’s Proposed Regulation on Selecting Alternative Investments: Broad Implications for 401(k) and 403(b) Plan Fiduciaries

        On March 30, 2026, the Department of Labor issued a proposed regulation purporting to implement an executive order to expand access to “alternative...
        Press Releases

        Verrill Welcomes Private Clients & Fiduciary Services Attorney Gracie Castle

        BOSTON, Massachusetts – Verrill is pleased to welcome Gracie Castle to the firm’s Private Clients & Fiduciary Services Group as an Associate,...
        Published Works

        Francesco De Vito Authors Article in the Journal of the American College of Mortgage Attorneys

        Verrill Partner Frank De Vito authored an article featured in the Spring 2026 issue of The Abstract, the journal of the American College of Mortgage...
        Alerts and Newsletters

        Recent FinCEN Advisory Highlights Rising Health Care Fraud Risk for Financial Institutions

        As the federal government intensifies its “whole of government” approach to combat fraud, waste, and abuse, particularly in Federal Health Care...