David L. Galgay, Jr.

        Counsel
        Contact Info
        David L. Galgay, Jr. David L. Galgay, Jr.

        Dave represents lenders and borrowers in a broad range of asset-based and real estate-based loans, bond transactions, and other complex commercial loan facilities.

        Dave has substantial experience in real estate acquisitions, commercial leases, and condominium developments. He is also General Counsel for the Maine Health and Higher Educational and Facilities Authority, an instrumentality of the state created with the purpose of providing eligible nonprofit colleges, universities, and licensed health care facilities with financing for qualified projects by issuing low-cost, tax-exempt bonds. When it comes to commercial lending, Dave’s clients rely upon his experience and insight to get deals closed, even under the most complicated and thorny circumstances.

        Services/Industries

        Education

        • Vermont Law School (J.D., magna cum laude)
        • New Mexico State University (B.A., With Honors)

        Bar Admissions

        • Maine

        Court and Other Admissions

        • U.S. District Court for the District of Maine

        Memberships

        • Maine State Bar Association
        • American Bar Association

        Honors

        • Recognized in Chambers USA: America’s Leading Lawyers for Business under Real Estate
        • Named The Best Lawyers in America® Real Estate Law “Lawyer of the Year” in Portland, Maine (2023, 2026)
        • Listed in The Best Lawyers in America® for Real Estate Law in Portland, Maine
        • Recognized in the Legal 500 US City Elite Rankings – Real Estate (New England)
        • AV® rated by Martindale-Hubbell
        • Selected by peers for inclusion in New England Super Lawyers under Real Estate, Government Financing and Banking

        Learn more about the third-party ratings, rankings, and selection processes used for inclusion.

        Firm Highlights

        Press Releases

        Verrill Recognized as a Best Law Firm by Best Lawyers®

        BOSTON, Mass.; AUGUSTA, Maine; BANGOR, Maine, PORTLAND, Maine; GREENWICH, Conn., and WESTPORT, Conn. – Verrill has been recognized in the 2027...
        Press Releases

        Verrill Attorney Stephen Segal Named President of the Maine Chapter of the Federal Bar Association

        PORTLAND, Maine – Verrill attorney Stephen B. Segal has been elected President of the Maine Chapter of the Federal Bar Association (FBA). The...
        Press Releases

        42 Verrill Attorneys Named 2026 Super Lawyers and Rising Stars

        BOSTON, Mass.; BANGOR, Maine; PORTLAND, Maine; and WESTPORT, Conn. – Verrill is proud to announce that 42 attorneys have been recognized in the...
        Blog

        Introduction to the Blog Post Series & PART 1: Understanding Chemical Safety Regulation A Primer on RMP, PSM, and the General Duty Clause

        If your facility handles hazardous chemicals, there is a good chance you are subject to one—or more—of the federal government’s chemical safety...
        Blog

        Self-Certification of 401(k) and 403(b) Plan Distributions

        With passage of the SECURE Act in 2019 and the SECURE 2.0 Act in 2022, 401(k) and 403(b) plan sponsors have been able, but not required, to provide...
        Blog

        Working 9 to 5? It’s a Way to Make a Livin’, so Make Sure You’re Payin’ for Every Minute: A Maine Employer’s Guide to Stacked Wage & Hour Rules

        Four decades after Dolly Parton gave us both the namesake anthem of the American workday and the film about three fed-up office workers’ dreams of...
        Alerts and Newsletters

        Can AI Pass the Doctor Test? FDA Considers Physician-Inspired Evaluation of GenAI Devices and Other Regulatory Measures

        AI is entering healthcare with indomitable will. It promises to increase efficiency, reduce administrative burden (which healthcare providers so...
        Press Releases

        Verrill Attorney Annabel Rodriguez Named Top Women of Law by Massachusetts Lawyers Weekly

        BOSTON, Massachusetts – Verrill attorney Annabel Rodriguez has been recognized as a Top Women of Law by Massachusetts Lawyers Weekly, and will be...
        Blog

        What Employee Benefits Lawyers Do (and How to Make the Best Use of Us)

        What do employee benefits lawyers do all day and how can clients make the best use of them? This post offers an overview of the kinds of things...
        Media Mentions

        Bloomberg Law Quotes Robert Keach on Expanded Access to Small Business Reorganization

        Verrill attorney Bob Keach was recently featured in Bloomberg Law, discussing legislation that would raise debt limits for bankruptcy relief and...
        Blog

        Phil Bartlett to Step Down as Chair of the Maine Public Utilities Commission

        On September 15, 2026, Governor Janet Mills announced that Phil Bartlett will step down as Chair of the Maine Public Utilities Commission (PUC)...
        Published Works

        Jay McCormack and Michael Fee Co-Author AHLA Article on Skin Substitute Enforcement Trends

        Verrill Partners Jay McCormack and Michael Fee co-authored an article for the American Health Law Association's Fraud and Abuse Practice Group...